Our Team

President

Victor is a financial services professional who brings a wealth of practical and academic knowledge to his Financial Planner role at Foster.  As an experienced investment advisor, he draws from his diverse life experience to help clients tackle their most complex situations and meet their financial goals.

As an advocate of financial literacy, Victor teaches financial planning courses at Centennial College in Toronto.  He also volunteers with Junior Achievement Canada, promoting financial literacy among youth, and at Rise Asset Development, a Toronto not-for-profit organization providing guidance and financing to entrepreneurs overcoming mental health and addiction challenges.

Victor holds an MA in Economics from the University of Toronto.

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Insurance Agent

Karen brings a diverse business background to the table for the benefit of her clients.

Her journey to finance comes through culinary arts, nutrition, entrepreneurship, and martial arts. These experiences enrich her advisory approach, blending perseverance with adaptability, and underscore her resilience and determination.

After two years specializing in life insurance, critical illness, disability, and health benefits, Karen has now integrated diverse investment strategies into her practice to provide a more comprehensive range of services.

Karen’s guiding principle revolves around transparency and prioritizing her clients. She is dedicated to empowering her clients to make well-informed financial decisions confidently. By cultivating lasting connections, she aims to assist clients in achieving both their short-term and long-term financial goals.

416.369.3209

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Insurance Agent

Christopher Foster is a Portfolio Manager and the Chief Executive Officer at Foster.

After a decade at a boutique commodity and currency trading firm, and another decade as a successful investment advisor at a big bank-owned investment firm, Christopher founded alternative investment firm Blackheath Fund Management Inc, with a partner. Blackheath specializes in commodity trading and is now one of Foster’s sister companies.

In 2016, Christopher took the helm at Foster, where he is moving the company founded by his father forward into the future.

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Insurance Agent

Celeste is dedicated to helping clients achieve their financial goals through comprehensive financial planning and investments. She takes a holistic approach to financial planning, tailoring her services to meet each client’s unique needs and situations.

Celeste’s expertise encompasses a wide range of financial services, including budgeting, debt management, retirement planning, and investments. She is well-versed in insurance, covering life insurance, critical illness, disability, and health benefits, ensuring that her clients’ finances are both growing and protected from unexpected challenges.

With a background as a Professional Project Manager and Professional Engineer, Celeste excels in creating and executing long-term financial visions. She values client input and focuses on their priorities throughout the planning process. Additionally, her experience as a Certified competitive swimming and triathlon coach has provided her with valuable insights into health and wellness, as well as setting and achieving long-term goals.

Celeste’s diverse skill set and commitment to client success make her a valuable partner in your journey towards financial security and prosperity.

416.369.3198

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Insurance Agent

With more than 25 years of directing individuals and corporations on financial issues, Howard’s value to you is not only his ability to work hand-in-hand with you to build that financial bridge between today and your future… but also to protect individuals and families from unexpected illnesses and premature death. 

Howard’s background and experiences as a CPA helps him analyze and recommend tax efficient insurance policies and structures to enhance and transfer wealth in a tax efficient manner.

By creating plans around your cash sources and uses, Howard helps you achieve greater flexibility to make your money available when you need it. Howard will add clarity to the complexities of navigating insurance, investment, taxation, estate planning and risk management, helping you to get where you want to be while dealing with life’s unexpected surprises.

416.369.3180

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Insurance Agent

Avery’s successful career has spanned several economic cycles in his 25 plus years as an Investment Advisor.  He specializes in formulating customized investment strategies with a main focus on capital preservation, growth and lower taxes. To compliment these strategies, Avery is also Insurance Licensed. From several Insurance Brokerages he is able to seek the best products and lowest prices suitable for your goals.

Avery is committed to the ongoing monitoring of client accounts to maximize opportunities and ensure his clients objectives are met or surpassed. His many years of service and educational background makes him skilled at recognizing investment opportunities and market trends. This translates into a greater ability to focus on maximizing profits reducing tax while preserving capital.

Avery’s level of dedication and top notch attention to his individual client’s needs is unparalleled. He is very proactive and client centric; always striving to exceed client expectations.

As a dedicated husband and father, Avery knows what it means to be there for you in the long haul.

416.670.7781

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